June 15, 2024

For those who’re on the lookout for a journey bank card that provides final flexibility relating to redeeming rewards, you may need to study all you’ll be able to about bank cards that earn Chase Final Rewards factors. Factors on this program are straightforward to earn with a variety of fashionable journey bank cards that provide beneficiant sign-up bonuses, profitable rewards bonus classes and easy-to-use cardholder perks. From there, you’ll be able to truly money in your rewards for journey and a variety of different choices based mostly in your wants.

Whereas redeeming for money again will solely get you one cent per level in worth, Chase Final Rewards are value 1.25 cents every with the Chase Sapphire Most popular® and 1.5 cents every with the card_name when redeemed for journey by Chase. Extra importantly, Chase Final Rewards factors will be transferred to 14 distinctive Chase airline and resort companions on a 1:1 foundation, which helps you safe a good higher worth for every level you redeem.

Whereas there are conditions the place utilizing your factors to guide journey by the Chase portal generally is a good worth, you might get as a lot as 2 cents per level in worth (and infrequently extra) for those who get the cling of transferring your factors to Chase companions as an alternative. This information will break down the 14 Chase airline and resort companions and fundamental particulars of every program whereas explaining the ins and outs of transferring factors to get most worth.

Chase Final Rewards switch companions

Chase switch companions are simpler to grasp than another versatile packages since all factors switch at a 1:1 ratio in increments of 1,000. This implies you’ll be able to flip 1,000 Chase factors into 1,000 airline miles or 1,000 resort factors with any of the packages beneath. 

This is an inventory of all of the Chase switch companions you acquire entry to with the fitting Chase bank card:

Chase airline companions: 

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • Air France (Flying Blue) 
  • British Airways Government Membership
  • Emirates Skywards
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airways KrisFlyer
  • Southwest Airways Fast Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Membership

Chase resort companions: 

  • IHG  One Rewards
  • Marriott Bonvoy
  • World of Hyatt

Airline switch companions

This is a abstract of every Chase airline accomplice you should utilize and an summary of how their packages work. 

Aer Lingus AerClub

Aer Lingus AerClub provides a journey rewards forex referred to as Avios, which you should utilize to guide award flights from the US to Europe and elsewhere. Whereas not formally a part of the oneworld alliance, this program can be utilized to fly with accomplice airways like British Airways and Iberia as properly, paving the way in which for much more redemption choices.

Whereas awards fluctuate with this system, you could possibly use as little as 4,000 Avios to fly from Dublin, Eire to Paris, France, or as little as 16,250 Avios to fly from San Francisco, California to Dublin, Eire in both route.


As a result of Aer Lingus bases awards on zones which are roughly constructed across the distance you are flying, you may must fork over extra Avios for lengthy haul flights.

Air Canada Aeroplan

Chase added Air Canada Aeroplan as a switch accomplice in 2021, and this makes it the latest switch accomplice Chase cardholders have entry to. This airline is a Star Alliance accomplice, which makes it a part of a program that features 26 airways in whole. Star alliance airways fly to greater than 1,200 locations throughout 184 completely different international locations as properly, so you should utilize miles on this program to fly virtually wherever you need to go.

The Air Canada Aeroplan program can be one of many few remaining airways that provides an award chart for its flight program. While you test it out, you’ll be able to rapidly discover some journey candy spots you possibly can make the most of.

For instance, you should utilize 15,000 to 35,000 Aeroplan factors for an financial system award flight as much as 2,000 miles in distance on Emirates. Additionally, you’ll be able to fly from the east coast of the U.S. to Europe in enterprise class for as little as 60,000 factors every manner.

Air France (Flying Blue) 

Air France / Flying Blue is likely one of the greatest packages to get from the U.S. to Europe and again, and that is even true for households and teams. This program regularly options one-way financial system flights from the U.S. to Europe for as little as 20,000 miles a method, and it’s also possible to discover one-way enterprise class flights to Europe for as little as 55,000 miles with cheap taxes and charges. Better of all, it isn’t overly troublesome to search out 4 award flights for a similar worth on a single itinerary.

Air France

This program can be a part of the SkyTeam alliance, so you should utilize your miles to guide awards with companions like Delta Air Traces and KLM. 

British Airways Government Membership

British Airways is one other airline loyalty program that makes use of Avios, and you should utilize these factors to fly with British Airways, Iberia, American Airways and different oneworld companions. Award flights on this program begin at 50,000 Avios for journey from the U.S. to London, and you’ll discover different locations in Europe ranging from London for as little as 18,500 Avios one-way. 

As a result of British Airways is thought for charging exorbitant gasoline surcharges on award flights, this accomplice is greatest utilized for awards with American or Alaska Airways. For instance, you’ll be able to fork over as little as 9,000 Avios one-way to fly financial system from Miami, Florida to the Caribbean.

Emirates Skywards

The Emirates Skywards program permits you to guide award flights beginning at 15,000 miles. You too can guide awards with a mix of money or miles, and you should utilize miles to improve an financial system ticket to a premium cabin.

Whereas most individuals solely consider utilizing Emirates when planning journeys to locations within the Center East, together with Dubai, this provider truly operates flights all around the world together with within the U.S., Europe, Africa, Asia and Europe. 

Iberia Plus

Iberia Plus is a member of the oneworld alliance, and it is one other program that makes use of Avios as their type of airline miles. Not solely can you utilize Avios to guide a ticket with this program, however you should utilize your rewards to improve out of financial system and right into a premium cabin.

This Spain-based frequent flyer program provides a useful Avios calculator on its web site that will help you work out what number of Avios you may want for an award forward of time. With a easy search, yow will discover that award flights from New York Metropolis (JFK) to Barcelona or Madrid begin at 34,000 Avios in financial system.

JetBlue TrueBlue

JetBlue TrueBlue bases the price of its awards on the precise price of flights, which will be each good and dangerous to your rewards recreation. In the end, the fare-based program makes it so you’ll be able to rating awards for a low variety of factors when costs are low, however that you will have to fork over extra factors throughout peak journey instances or any time costs for flights are on the excessive facet.

That stated, there are undoubtedly some offers available with the JetBlue TrueBlue program for those who’re keen to fly any day of the week and versatile with once you journey in the course of the 12 months.


For example, we discovered award flights from Fort Lauderdale, Florida (FLL) to Montego Bay, Jamaica (MBJ) beginning at simply 5,800 TrueBlue factors one-way over dates in June of 2023.

Singapore Airways KrisFlyer

Singapore Airways KrisFlyer is a Star Alliance accomplice airline, which suggests you should utilize this airline to guide awards all around the world. This program bases its award price on “zones” which are roughly constructed across the distance flown, and there are many candy spots. 

For instance, a one-way Saver award from Singapore (Zone 1) to the U.S. west coast and Canada (Zone 12) begins at 42,000 miles in financial system and 107,000 miles in enterprise class, and awards from Singapore to locations in Europe are comparable.

Southwest Airways Fast Rewards

Just like the JetBlue TrueBlue program, Southwest Fast Rewards makes use of a revenue-based system that bases the price of their award flights on the price of airfare. This implies you’ll be able to rating low-cost flight awards with Southwest when costs are low, however that you’re going to fork over a boatload of factors when costs are excessive.

Nevertheless, this airline provides some helpful advantages that apply whether or not you guide your flight with money or factors. For instance, each passenger will get two checked luggage without spending a dime on each flight, and the airline would not cost any change charges or penalties if you should change your journey plans. Your factors by no means expire both, and the frequent flyer program would not restrict award availability or use blackout dates.

United MileagePlus

United MileagePlus is one other Star Alliance member value wanting into whether or not you fly internationally otherwise you largely journey near residence. Miles on this program by no means expire, and you should utilize them to fly to the greater than 1,200 locations United and its companions fly to.

That stated, you may need to be versatile together with your journey dates to maximise this program since many awards (particularly on home flights) are overpriced once you examine to competing packages. You too can try their featured awards. This up to date record of offers regularly reveals one-way home awards for as little as 6,600 United miles one-way and worldwide awards from the U.S. to the Caribbean beginning at 19,000 miles.

Virgin Atlantic Flying Membership

Virgin Atlantic simply joined the SkyTeam airline alliance in March of 2023, so it simply turned so much simpler to make use of this accomplice to guide awards. Not solely can you utilize your miles to guide flights with Virgin Atlantic, however the brand new alliance partnership opened the door to award bookings with Air France (Flying Blue), Delta and KLM, amongst different companions.

Like another frequent flyer packages, Virgin Atlantic provides an award calculator on its web site that helps you estimate what number of miles you may want. 

Lodge switch companions

Chase Final Rewards additionally has three resort switch companions you’ll be able to look into. This is a rundown of every resort loyalty program you’ll be able to switch Chase factors to and the way they work.

IHG One Rewards

The IHG One Rewards program permits you to guide award nights at greater than 6,000 properties throughout 18 completely different resort manufacturers in locations around the globe. Free evening awards begin at 5,000 factors, however it’s also possible to use a mix of factors and money to guide an award. Simply take into account that mid-tier to luxurious properties will seemingly run you 50,000 factors to 100,000 factors per evening or extra.

The screenshot beneath reveals the completely different worth factors for award nights in Paris, France this upcoming fall:


Take into account that IHG One Rewards factors are significantly much less beneficial than Chase factors, so you may need to switch your Chase factors to this resort program sparingly. For instance, you’ll be able to take into account transferring a number of thousand factors for those who’re simply wanting a redemption, or for those who solely want 5,000 factors to guide an award at one of many model’s lowest tier properties.

Marriott Bonvoy 

The Marriott Bonvoy program provides greater than 8,000 resorts in 139 international locations and territories around the globe, so this program is value contemplating if you need most flexibility by way of the place you utilize your rewards factors. Whereas the resort model eradicated its award classes in 2022, free nights at lower-tier and mid-tier resorts have a tendency to start out at round 20,000 factors, whereas top-tier luxurious resorts can price as a lot as 100,000 Marriott Bonvoy factors or extra.

Like with the IHG One Rewards program, you must know that Marriott factors aren’t almost as beneficial as Chase factors. This implies you may need to switch factors to this program sparingly, and solely when you don’t have any different choice. 

World of Hyatt

This resort program solely contains 1,350 resorts and resorts in 69 completely different international locations throughout six continents, so it has a smaller footprint than most of its opponents. Nonetheless, World of Hyatt is by far probably the most profitable resort loyalty program you’ll be able to switch Chase factors to, and it is simple to clarify why. Primarily, resorts on this program price fewer factors than competing resort loyalty packages require, and this makes each level you earn or redeem way more beneficial.

For example, you’ll be able to guide a keep at a Hyatt all-inclusive property with double occupancy for as little as 12,000 factors per evening throughout off-peak dates. You may even guide luxurious resorts just like the Park Hyatt Maldives Hadahaa for as little as 25,000 World of Hyatt factors per evening or the Andaz Maui at Wailea Resort for as little as 35,000 factors per evening.

Throughout our search, we discovered award availability for the Andaz Maui at Wailea Resort in an 850-square foot Andaz Suite for simply 56,000 factors per evening when the money fee for the room got here in at $1,581.


Contemplating this redemption will get you virtually 3 cents per level in worth, that is a fairly “suite” deal.

When do you have to switch factors?

We famous already that there are occasions to switch your factors and conditions the place you may need to guide an award a distinct manner. On the finish of the day, maximizing your Chase factors boils all the way down to assessing all of the obtainable redemption choices for the journey you need, then evaluating them based mostly on the variety of factors you may truly must make a reserving.

Listed below are some conditions the place you must completely switch your factors when you’ve the choice.

Switch your factors when the reserving units you again fewer factors total

You may at all times need to guide journey for fewer factors total, and that is typically achieved by level transfers. Let’s take the Andaz Maui at Wailea Resort reserving instance above and examine how a lot you’d pay for the same reserving for those who used Chase factors to pay as an alternative.

When you can guide an Andaz Suite for 56,000 factors on choose journey dates, the money worth for this reserving is available in at $1,581. Within the meantime, reserving with the Chase Sapphire Reserve® will get you 1.5 cents per level in worth by the portal. Which means that, on common, reserving by Chase would require you to fork over roughly 105,000 factors for a similar reserving.

On this case, you are significantly better off transferring your factors to World of Hyatt and reserving the identical room for half the associated fee (in factors).

Switch factors to guide airfare in a premium cabin

For those who’re planning to guide an award in a premium cabin, it’s virtually at all times a greater deal to switch your factors to an airline accomplice first. In spite of everything, some (however not all) frequent flyer packages supply strong offers on enterprise class flights once you’re versatile together with your reserving dates, so it can save you some factors for those who discover the supply you need.

Think about this one-way enterprise class award fare on Air France / Flying Blue, which takes you from New York Metropolis (JFK) to Paris, France (CDG) in a lie-flat enterprise class seat for 55,000 miles plus $202.10.

chase transfer partners

For those who paid in money, this identical flight would price you roughly $3,581.20. 

chase transfer partners

After subtracting the $202.10 in airline taxes and charges you’d pay to guide instantly with Air France / Flying Blue, you’ll be able to simply see that your 55,000 miles are value greater than 6 cents every with this award flight.

On this state of affairs, transferring your factors is a no brainer.

Switch your factors to “high up” your account for a redemption

Whereas some rewards currencies are value lower than others, it will probably nonetheless make sense to switch to a program for those who’re simply wanting the factors you want for a redemption. If you wish to guide a IHG One Rewards resort for 30,000 factors per evening and also you solely have 27,000 factors in your IHG account, for instance, shifting 3,000 Chase Final Rewards factors could make sense whatever the level values.

And actually, this is likely one of the fundamental causes to have transferable factors within the first place. In spite of everything, you might also be incomes journey rewards by flying or staying in resorts, or with any variety of resort bank cards and airline bank cards. By having versatile rewards factors at your disposal, you’ve extra flexibility and a greater probability at reaching your journey objectives.

The way to switch Chase Final Rewards factors to companions in 5 steps

Step one to transferring your Chase factors to companions is ensuring you’ve one of many eligible bank cards from this card issuer. When you join the fitting Chase card, you’ll be able to create an internet account and switch your factors to companions utilizing the next steps.

Step 1: Log into your Chase account

Log into your account at Chase.com to start the method.

Chase Account

Step 2: Choose Chase Final Rewards

Click on towards the fitting of your account administration web page the place it reveals your Chase Final Rewards factors.

Chase Account

Step 3: Click on close to the highest of the web page the place it says “Earn/Use” to see your redemption choices and click on on “Switch to Journey Companions”

You probably have a Chase card that permits level transfers, this feature will present up in your account.

chase transfer partners

Step 4: Select your switch accomplice

At this level, you may be proven a number of all of the Chase switch companions, together with saved accounts you’ve the place you already entered your info.

chase transfer partners

Step 5: Enter your info to finish the switch

If you have already got your info saved with a Chase switch accomplice, you’ll be able to choose your choice and switch your Chase factors in increments of 1,000. If you have not used a particular accomplice but, you’ll be able to put together to switch by coming into your loyalty account quantity and your identify.

At that time, you may be allowed to switch your Chase factors to airways and resorts. Simply take into account that you’ll be able to solely transfer your Chase factors to loyalty accounts in your identify or the identify of a licensed consumer in your Chase bank card.

Chase Final Rewards bank cards

The excellent news about Chase Final Rewards is the truth that you’ll be able to earn these factors with a number of completely different bank cards. That stated, it is value noting which you can additionally earn rewards with money again bank cards just like the card_name and the Chase Freedom Flex then pool them in your Chase journey card account for higher redemption choices.

Chase bank cards that allow you to earn factors that switch to Chase airline and resort companions on their very own embody the next:

  • 5X factors on journey by Chase Final Rewards
  • 5X factors on Lyft Rides by March 2025
  • 3X factors on eating (together with supply and takeout), choose streaming companies and on-line grocery purchases (excluding Walmart, Goal and wholesale golf equipment)
  • 2X factors on different journey purchases
  • 1X factors on different purchases
  • 10X factors on Chase Eating purchases, resort stays and automotive leases by Final Rewards
  • 10X factors on Lyft purchases by March 2025
  • 5X factors on airfare booked by Chase Final Rewards
  • 3X factors on different journey and eating purchases
  • 1X factors on all different purchases
  • 3X factors on as much as $150,000 in spending in eligible enterprise classes every account anniversary 12 months (then 1X factors)
  • 1X factors on all different purchases
  • $50 resort credit score every year
  • Journey insurance coverage advantages
  • 10% anniversary factors increase bonus
  • $300 annual journey credit score Precedence Cross
  • Choose membership (valued at $469)
  • Payment credit score towards World Entry, NEXUS or TSA PreCheck membership
  • Journey insurance coverage advantages VIP entry to occasions
  • DoorDash DashPass subscription
  • Instacart advantages
  • GoPuff month-to-month assertion credit score
  • Free worker playing cards
  • Journey insurance coverage advantages

Chase switch guidelines to learn about

  • You may switch Chase Final Rewards factors to airline and resort companions in increments of 1,000 solely.
  • You may solely switch factors to a different particular person’s loyalty account if they’re a licensed consumer in your Chase switch card account.
  • You may mix Chase factors earned with money again bank cards into your account for level transfers, however you need to have the card_name, the card_name or the card_name to take action.
  • Chase level transfers are one-way, that means you can not transfer transferred factors again to your Chase account for those who change your thoughts.

Get probably the most out of your factors with companions

Chase switch companions pave the way in which to much more beneficial redemptions once you begin incomes factors in this system, and that is very true for those who’re a frequent traveler who has some flexibility of their plans otherwise you’re somebody who likes to traverse the globe in enterprise class or first-class.

That stated, it is value noting that you do not have to switch your factors to airways and resorts for those who do not need to. You too can use your factors to guide airfare, resorts, rental automobiles and extra by Chase direct, or you’ll be able to redeem your factors for money again, assertion credit, present playing cards or merchandise.

Whereas Chase Final Rewards factors are beneficial irrespective of the way you determine to make use of them, having such a flexibility in your rewards program is priceless.

Steadily requested questions (FAQs)

How do you mix your Chase Final Rewards factors right into a single account?

Chase permits you to mix your factors inside your on-line account administration web page. All you need to do is log into your Chase account at Chase.com, go to your rewards account, then choose the choice that claims “Earn/Use.” From there, you may see the choice to “Mix Factors” and you’ll transfer your factors round amongst your Chase accounts nevertheless you please.

The way to switch factors between Chase card accounts?

Chase permits you to mix factors inside your on-line account administration web page. You too can switch factors to somebody dwelling in your family by calling the quantity on the again of your card and having the opposite particular person’s bank card account added to your “Mix Factors” web page.

What are the most effective methods to redeem Chase Final Rewards factors?

The perfect redemptions are often made after you switch your rewards to a resort or airline accomplice. Nevertheless, there are not any exhausting and quick guidelines that dictate which awards are the most effective or most beneficial.

Are you able to switch Chase final rewards to a different particular person?

You may switch Chase factors to a different particular person’s account so long as they reside in your family and share your deal with.

Are you able to switch factors from Chase to Amex?

You can’t switch Chase Final Rewards factors to your American Specific Membership Rewards account.

The way to switch factors from Chase to Virgin Atlantic?

Head to your on-line Chase account and click on on the realm that reveals your Chase Final Rewards factors. From there, you may click on the place it says “Earn/Use,” then on the choice that claims “Switch to Journey Companions.”

At that time, you’ll be able to scroll all the way down to Virgin Atlantic, add your loyalty quantity and switch factors in increments of 1,000.

Lowongan Kerja 2023