May 29, 2024

Mint was one of many longest-standing budgeting apps in the marketplace till its mum or dad firm, Intuit, introduced in late 2023 that it will shut down the app as of January 1, 2024. 

The considerably shocking transfer has left hundreds of customers looking for a Mint various to assist them handle their funds. Whereas Intuit is steering individuals in direction of Credit score Karma, one other model underneath its umbrella, it’s time to match completely different apps to seek out the most suitable choice in your scenario. 

Rocket Cash, previously Truebill, is one choice to think about. This app affords options much like Mint, although some key variations exist. Right here’s what it is advisable to find out about Rocket Cash, its execs and cons, options, and the way it stacks up in opposition to Mint. 

Rocket Cash


Construct a funds by particular person expense categorization and create financial savings targets each individually and with a companion

TIME’s Take

Whereas Mint was a wonderful budgeting software, Rocket Cash additionally has budgeting options that can assist you keep on observe. In addition to serving to you observe and handle your cash, it has instruments for negotiating your payments, managing streaming companies subscriptions, and extra. Total, Rocket Cash may very well be various to Mint, although its free model affords fewer options. 

How Rocket Cash saves you cash

Rocket Cash affords a number of options that can assist you [save money]( Its budgeting software analyzes your spending and supplies perception into how a lot you possibly can afford to spend every month, and it allows you to arrange and work towards financial savings targets. You may as well use the app to establish your month-to-month subscriptions and cancel them in case you select. Those that improve to the Premium model will get entry to a subscription-cancellation assistant that cancels undesirable subscriptions in your behalf. 

Moreover, you should utilize Rocket Cash to barter your month-to-month payments, which might additionally prevent cash. Simply remember that Rocket Cash takes between 30% and 60% of the whole financial savings it negotiates in a given yr. 

Rocket Cash execs & cons


  • Free model out there
  • Budgeting and saving instruments
  • Can observe credit score rating progress
  • Can observe internet value


  • Free model has restricted options
  • Invoice negotiation is dear
  • Premium model prices as much as $12/month

How Mint saves you cash

Whereas it’s not out there to obtain, Mint supplied a number of options that would assist prevent cash, a few of which have migrated over to Credit score Karma. The app simply linked up with financial institution, bank card, and mortgage accounts; had complete spend monitoring; and its budgeting software offered useful perception into the place your cash was going. Customers might additionally set financial savings targets and observe their progress, observe their TransUnion VantageScore credit score scores, and examine their investments, all underneath one umbrella. 

Mint supplied most of its options at no cost, so customers didn’t want to fret about an added value consuming into their financial savings. An optionally available Premium model was out there for $4.99 per thirty days, and there have been extra prices for invoice negotiation by its companion, BillShark. If BillShark efficiently negotiated financial savings with service suppliers inside two years, it will take 40% of that financial savings. 

Mint execs and cons


  • Free app
  • Budgeting and saving instruments
  • Tracked credit score rating progress
  • Tracked investments


  • Now not out there
  • Invoice negotiation for a charge

Rocket Cash vs. Mint: Comparability chart

Reducing payments and canceling; unused subscriptions

Free, with optionally available paid options

Free, with optionally available paid options

Subscription administration; Spend monitoring; Automated saving; Invoice negotiation; Credit score-score monitoring; Budgeting; Internet-worth monitoring

Spend monitoring; Automated saving; Credit score-score monitoring; Budgeting; Funding monitoring

Financial institution accounts, bank card accounts, funding accounts, loans, streaming companies

Financial institution accounts, bank card accounts, funding accounts, loans, streaming companies

On-line dashboard, iOS, Android

On-line dashboard, iOS, Android

Credit score rating calculated by

Key similarities 

Accessible options

Each Mint and Rocket Cash supply comparable options. Customers can develop a funds, observe spending, view their credit score rating, and observe its progress, set and observe financial savings targets, and negotiate payments. Used correctly, all of those options might probably prevent cash. 

Account linking

Each Mint and Rocket Cash hook up with several types of financial institution, bank card, and mortgage accounts. Customers also can hyperlink up their streaming companies and funding accounts, making it straightforward for customers to trace the place their cash goes and establish spending patterns and habits. 

Accessible platforms

Each budgeting instruments have been out there on comparable platforms. Rocket Cash affords a web-based dashboard and apps for iOS and Android. Customers might additionally entry Mint by these platforms. 

Key variations

App goal

Mint was a budgeting software first, permitting customers to develop and keep a custom-made funds and set and observe financial savings targets. Whereas Rocket Cash allows you to do these items too, it focuses extra on subscription administration as a money-saving software.  

Variety of free options

The variety of options out there for the fee is a major distinction between Rocket Cash and Mint. Rocket Cash affords restricted options—ncluding account linking, steadiness alerts, subscription administration, and spend monitoring—at no cost. You’ll want a Premium subscription to entry its different options. 

Mint supplied most options with its free account. Customers might improve to Premium for extra options like invoice negotiation and deeper perception into your funds.


A Mint Premium account value $4.99 per thirty days. Rocket Cash customers pay between $4 and $12 per thirty days for a Premium account. Moreover, Mint companion BillShark would take 40% of the whole financial savings it negotiated on customers’ payments within the first 24 months. Rocket Cash takes between 30% and 60% of complete financial savings from invoice negotiations within the first yr. 

The place Mint was higher

Options out there for worth

Mint supplied a broader vary of options at no cost than Rocket Cash. Customers might entry nearly the whole lot the app supplied for gratis, besides invoice negotiation and in-depth cash evaluation. The upper-tier model of Mint was additionally cheaper total than Rocket Cash’s Premium model. 

Budgeting and saving

As talked about, Mint’s major focus was serving to customers with budgeting and setting financial savings targets. The vast majority of Mint customers relied on the app as a real budgeting software. Issues like invoice negotiation and subscription administration have been secondary focuses by Mint and its companion. 

The place Rocket Cash is best

Invoice negotiation and subscription administration

Rocket Cash’s bill-negotiation and subscription-management options are the first methods its customers lower your expenses. These options have been a secondary focus for Mint, which supplied invoice negotiation by a third-party companion, BillShark. You need to use Rocket Cash to simply establish your month-to-month subscriptions and cancel them your self, or have the app cancel them for you in case you’re a Premium consumer. 

Likewise, Rocket Cash Premium customers additionally get entry to its bill-negotiation characteristic, previously Truebill. It’s doable that Rocket might prevent a major sum of money with invoice negotiation, although it does take between 30% and 60% of any financial savings it negotiates. 

Backside line

With Mint’s current shutdown, former customers are seemingly on the lookout for various budgeting options. Rocket Cash is one choice to match in case you’re looking for a brand new software for managing your cash. The app affords many options much like Mint however has fewer free options. Its invoice negotiation software additionally takes as much as 60% of your complete financial savings, which is a comparatively excessive share. 

Regardless of the doable added prices, Rocket Cash may very well be a good selection for some. Its credit-score and net-worth monitoring are useful instruments for these looking for options past budgeting and saving. Total, it’s value seeing what Rocket Cash has to supply as you evaluate completely different money-management apps, however different choices with extra free options is likely to be a greater match for former Mint customers. 

Rocket Cash


Construct a funds by particular person expense categorization and create financial savings targets each individually and with a companion

Ceaselessly requested questions (FAQs)

Why is Mint shutting down?

It’s unclear why Intuit determined to close down the favored private finance app, Mint. On condition that the corporate appears to be encouraging customers emigrate to Credit score Karma, it might be shifting extra of its focus to that model. 

What different options are there to Mint or Rocket Cash?

A number of options to Mint and Rocket Cash can be found. Free choices embody Goodbudget, SoFi Insights, Empower, and Cash Supervisor. Different budgeting apps like YNAB (you want a funds), Quicken Simplifi, Monarch Cash, and PocketGuard have a nominal value. 

Is Rocket Cash secure?

Rocket Cash has a number of safety measures in place to assist preserve consumer knowledge secure. It depends on encryption expertise, doesn’t retailer any banking logins for customers, and its servers are safe. 

Nevertheless, some customers complain about its bill-negotiation companies, citing issues with firm representatives impersonating account holders in an effort to cut back their month-to-month payments. Others point out points with surprising prices associated to invoice negotiation.